Know your Ghana landed cost in 30 seconds.

How this Ghana car import duty calculator works

This Ghana car import duty calculator estimates what it costs to clear a used car at Tema Port, using the same formula our clearing team applies on real shipments. Enter the vehicle's CIF value, engine size and age, and it returns the duty, levies and taxes the Ghana Revenue Authority assesses through ICUMS — so you can budget the landed cost in Accra before you commit to a car.

What the calculation includes

Import duty is driven mainly by engine displacement: roughly 5% under 1000cc, 10% for 1000–3000cc, and 20% above 3000cc. Bills of entry we have worked from confirm that both a 1.5L and a 2.0L car are assessed at 10% — 2.0L is not a bracket boundary. On top of duty sit the ECOWAS levy (0.5%), EXIM levy (0.75%), AU levy (0.2%), a 2% Special Import Tax on used vehicles, a 1% vehicle examination fee and a 1% Withholding Tax on Import — all six charged on the CIF value.

Three more are charged on a different base. NHIL (2.5%), GETFund (2.5%) and VAT at 15% are assessed on CIF plus import duty, not on CIF alone — which is why a larger engine raises these three as well as the duty line itself. VAT is at 15% under Act 1151, effective 1 January 2026, which replaced the older rate and removed the 1% COVID health levy.

Finally there is the ICUMS network charge at 0.4% of FOB — and because that charge itself carries VAT, NHIL and GETFund, its effective cost is about 0.48% of FOB. A handful of fixed per-entry fees complete the picture: a GHS disinfection fee of USD 50, the Shippers' Authority SNF at GH₵12, the MoTI e-IDF fee at GH₵5, and vehicle certification at GH₵0.50. The ACHAG association fee of GH₵30 is collected separately by GRA on its own invoice.

Why your GRA bill can still differ — HDV

One honest caveat that catches most first-time importers: Ghana does not always clear a car on your invoice value. GRA re-values the vehicle using a VIN-based HDV (Home Delivery Value), and that figure is often higher than the CIF you actually paid. This tool estimates from CIF, so read the result as a close planning number, not a guaranteed assessment. For any specific car in our stock we confirm the HDV-based duty before you pay anything. For the full breakdown of how HDV, MSRP and the levies interact, read the 2026 Ghana import duty guide.

What sits outside the duty estimate

Terminal handling, clearing-agent fees and inland delivery from Tema to Accra or Kumasi vary per shipment and are quoted separately — see the CIF Tema shipping cost breakdown for how the freight side is built. When you are ready to match a real car to these numbers, browse used cars from China to Ghana currently in stock, each listed with its CIF Tema price.

Ghana import duty — frequently asked questions

How is car import duty calculated in Ghana?

Ghana customs (GRA, via ICUMS) starts from the CIF value, then applies import duty by engine size — about 5% under 1000cc, 10% for 1000–3000cc and 20% above 3000cc. Six charges sit on the CIF value: ECOWAS (0.5%), EXIM (0.75%), AU (0.2%), a 2% Special Import Tax on used vehicles, a 1% vehicle examination fee and a 1% Withholding Tax on Import. Three more — NHIL (2.5%), GETFund (2.5%) and VAT (15%) — are charged on CIF plus duty, not CIF alone. An ICUMS network charge of 0.4% of FOB applies too, and because it carries its own VAT/NHIL/GETFund its effective cost is about 0.48% of FOB. Fixed per-entry fees (USD 50 disinfection, GH¢12 SNF, GH¢5 e-IDF, GH¢0.50 certification) complete the entry.

What is HDV, and why can my actual duty be higher than this estimate?

HDV (Home Delivery Value) is the VIN-based value GRA uses to assess your car at Tema. Ghana does not always accept your invoice CIF — it re-values the vehicle from its own VIN database, and that HDV is often higher than what you paid. This calculator estimates from CIF, so treat the result as a close planning figure rather than a guaranteed GRA bill. We confirm the HDV-based figure for any specific car before you commit.

How much is VAT on a used car imported into Ghana in 2026?

VAT is 15% under Act 1151, which took effect on 1 January 2026 and removed the earlier 1% COVID health levy. Importantly, VAT is charged on the CIF-plus-import-duty base — not on CIF alone, and not compounded on top of NHIL and GETFund. NHIL (2.5%) and GETFund (2.5%) are assessed on that same base.

Does this calculator include Tema Port clearing and delivery charges?

It covers the statutory duties, levies and taxes assessed by GRA, plus the ICUMS network charge and the vehicle examination fee. Terminal handling, agent fees and inland delivery from Tema to Accra or Kumasi vary by shipment and are quoted separately. Send us the specific car and we will return an itemised landed cost with nothing hidden.

Does engine size really change how much duty I pay?

Yes — engine displacement is the single biggest lever on the duty rate. A 1500cc sedan attracts roughly 10% import duty, while a car above 3000cc attracts about 20% before the other levies compound on top. Vehicle age also matters through the Special Import Tax on used vehicles. This is why a slightly smaller engine often lands far cheaper in Accra than the sticker price suggests.